You should always buy as much coverage as you can afford. Some venues (hospitals, schools, churches) may require that you carry a specific limit. You should always check with the landlord if you are teaching outside of a Moksha Yoga Studio.

Your yoga policy is custom designed to cover you wherever you work in Canada. However, should you choose to work out of your home, please let your Home insurance provider know as there is an increased exposure to your coverage.

All types of yoga are covered, including hot yoga, childrens’ yoga, pre-natal yoga, baby and me yoga. The only type of yoga we cannot cover is aerial yoga or anti-gravity yoga.

We can insure more than 101 modalities, most at no additional premium. We will require a copy of your certificate of training for each modality. For specific questions regarding the modalities you practice, please send us an email ( syule@LMIcanada.com ).

You can complete your application online at www.ineedapolicy.com.

Yes, you can pay online with Visa or Mastercard. We also accept e-transfers.

Whether we must charge taxes for your insurance policy depends on the province in which you reside. For example for Ontario and Manitoba residents, the policy is subject to 8% PST.