You've got questions. We've got the answers.
You should always buy as much coverage as you can afford. Some venues (hospitals, schools, churches) may require that you carry a specific limit. You should always check with the landlord if you are teaching outside of a Moksha Yoga Studio.
Yes. Our policy is designed to provide coverage wherever you work in Canada, including from your home or even if you provide a private lesson in someone else’s home. The coverage is not specific to one location but is provided to you as an individual and travels with you wherever you work.
All types of yoga are covered, including hot yoga, childrens’ yoga, pre-natal yoga, baby and me yoga. The only type of yoga we cannot cover is aerial yoga or anti-gravity yoga.
We can insure more than 101 modalities, most at no additional premium. We will require a copy of your certificate of training for each modality. For specific questions regarding the modalities you practice, please send us an email ( syule@LMIcanada.com ).
You can complete your application online at www.ineedapolicy.com.
Yes, you can pay online with Visa or Mastercard. We also accept e-transfers.
Whether we must charge taxes for your insurance policy depends on the province in which you reside. For example for Ontario and Manitoba residents, the policy is subject to 8% PST.