This morning we received a call from Michelle in quite the panic. She received a call from her Yoga Studio owner
saying that the toilet flooded out the Accountant’s office downstairs and damaged their walls and file cabinets. Since Michelle was the last Yoga teacher to leave she was wondering if she had coverage and what to do. All Yoga teachers with LMI have Tenants Legal Liability, so after the Accountant’s insurance company looks after the damage, if they choose to sue Michelle for not checking the bathroom, our policy will defend her from the lawsuit. As a Yoga teacher this is a crucial coverage and included in all LMI yoga insurance policies. See the Yoga Instructors page for more information.